Or, you can switch to US dollars in your Wise account before you leave, so you know your exact budget in USD in advance.Ĭarrying cash is not necessarily the most convenient, practical or secure option when you travel to the US. The autoconvert technology will switch to the currency you need with the live Google exchange rate and the lowest available fee. With the Wise account, for example, you can top up in AUD and spend with your card. If you have a multi-currency account and card, you might find there’s no need to convert your AUD to a foreign currency at all, and you can still get the benefits of using a specialist provider - including lower fees and better overall rates. This can mean lower fees and a better rate compared to getting cash before you leave Australia Get a multi-currency account and travel debit card - you can top up in AUD and convert to the currency you need in your account, then make a cash withdrawal at the airport in USD so you hit the ground running.Order foreign currency cash online for collection or home delivery - exchange rates may include a markup, but this can be a convenient service if you need cash before you leave. Buy cash at a local money exchange service - this can be fairly expensive, but you’ll know you have some money in your pocket when you arrive.We’ll look at some of these in a bit more detail next: You don’t necessarily need to exchange your AUD to USD before you travel - but if you’d like to, you probably have a couple of different options. When you collect your cash, or when it’s delivered you’ll need to show a valid ID document.Make payment for your foreign currency in USD.Decide if you want to have your money delivered, or collect your cash at an agent location.Visit the provider’s website, and place an order for your currency.To buy USD for cash spending with an online money exchange service, you’ll usually need to: Some providers can issue you a virtual card instantly for online spending, and once you have your physical card you can withdraw cash as you travel for convenience.
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